Why Pension Property?

Pension property represents a unique opportunity to gain control of your retirement fund and to use your own knowledge to enhance the value of that fund, augmented by powerful tax reliefs.

Why Pension Property is a Tax Efficient Investment

• Tax-free rental income directly into your fund.

• No Capital Gains Tax (CGT) on any profit made during sale.

• Tax relief on pension contributions made into the scheme toward property purchase.

• On retirement, you can take 25% of the value of the pension fund as a lump sum, of which €200,000 is tax free.

Control and Flexibility

• You can choose the property you wish to buy, whether it be residential or commercial.

• Borrowing available (on a non-recourse basis).

• Two or more pension investors can combine their funds to purchase property.

• All related initial and ongoing costs are paid directly out of the pension fund rather than personally.

• Property can be transferred into an ARF after the retirement of the pension scheme, where it can continue to generate rental income.

• Rental income can be a reliable source of income in retirement and eases the worry of running out of money in your senior years.

Property Management Panel

In order to purchase pension property, it is a requirement of the Revenue Commissioners that the property be properly managed. To that end, we have created a Property Management Panel, where you can choose your property agent. The property agent must be selected from this panel. View Our Panel 

Why Pensionproperty.ie?

With a view to making pension property easier, we have developed a series of arrangements and procedures to ensure the process is as smooth and as straightforward as possible. A key feature is the overall comprehensive level of service throughout all stages of the purchase.

PensionProperty.ie can facilitate purchases in Ireland and the UK.

For further information, please speak to your financial advisor.

The above is based on current Revenue law and practice which is subject to change.